A good mortgage broker is something each wannabe homeowner or experienced property financier wishes to have on their side. There's no lack of brokers out there and they come in all styles and sizes with numerous personalities.
What people don't realize is that if you have a very helpful and friendly broker, it can really make a difference in your entire attitude about getting a loan. When you have a good mortgage broker, you will usually have a pretty stress-free loan process and they will be able to explain it all to you simply and easily.
So how do you know if you have a good broker There are some very simple things that will tell you right away if your broker is good or not. One of the best ways to judge a mortgage broker is just with common sense. Does your broker like to talk and have an excited attitude.
That may definitely improve the experience for you but there are more concerns. Punctuality is imperative and somebody missing dates can be annoying. If your broker announces they'll call at 6 pm and they miss it each time, it may be a problem. You actually desire somebody terribly on time.
The broker should be able to list off mortgages and programs by heart as well. Its not a good sign if they are flipping through a book every few minutes to look up terms and arrangements. A good way to tell if your mortgage broker is good is to make sure they are willing to answer any question imaginable without getting frustrated.
Ask them something a pair times in one sitting simply to see what they do. If it is clear they are provoked and don't ask why you repeated it, they will not be listening and just reciting some spiel they use on everybody.
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